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LEGAL INFORMATION

Disclaimer

Imperial Capital Bancorp and Imperial Capital Bank (collectively the "Company") strive to provide quality products and services. Every effort has been made by the Company to give accurate and reliable information in the Company's Web site. Please be aware that due to the possibility of human and mechanical error, as well as other factors, the Company is not responsible for any errors or omissions herein.

All information in the Company's Web site is provided "as is," without warranty of any kind. The Company makes no representations and specifically disclaims any express or implied warranties to user or any third party, including, but not limited to, warranties as to accuracy, timeliness, completeness, merchantability, or fitness for any purpose. The content of this Web site may not be used for commercial or non-commercial use without the express written consent of the Company.

The Company shall not be liable under any circumstances to user and/or any third party for indirect, consequential, incidental or punitive damages. Even if the Company is advised of the possibility of such damages, the Company shall not be liable.

The Company's Web site may include access to external Web sites, known as "links." Please note that unless otherwise indicated the Company is not associated with and has no control over the content or information on such links and, therefore, is not responsible for any such links or external Web sites. Further, unless otherwise indicated, Company is not offering these links as a service, the Company does not endorse, promote, and/or sanction these links and the links have been provided for your convenience. The content or information in such links is the sole responsibility of their authors and/or owners.

Forward-Looking Statements

With regard to the Company's Web site or when used in the Company press releases, in filing with the Securities and Exchange Commission, or other public or shareholder communications, or in oral statements made with the approval of an authorized executive officer, the words "will likely result," "are expected," "will continue," "is anticipated," "estimate," "project," "believe," or similar expression are intended to identify "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. The Company wishes to caution users not to place undue reliance on any such forward-looking statements, which speak only as of the date made, and to advise users that various factors, including regional and national economic conditions, changes in domestic or foreign business markets, financial or legal conditions, changes in levels of market interest rates, credit risks of lending activities, and competitive and regulatory factors, could affect the Company financial performance and could cause the Company actual results for future periods to differ materially from those anticipated or projected.

Disclosures

Federal and state regulations may require the Company or its subsidiaries and affiliates to provide certain disclosures concerning customer deposits and loan accounts. Information contained on the Company's Web site concerning products and/or services does not replace these regulatory disclosures. Please contact the Company for appropriate product disclosures.

Copyright/Trademarks

The information and design contained herein are owned by the Company.

Imperial Capital Bancorp and Imperial Capital Bank and logos identifying Imperial Capital Bancorp and Imperial Capital Bank are trademarks of these respective companies.

Any featured logos, including NYSE, NASDAQ and/or any governmental agencies, may be trademarks of their respective owners.

Please note that information provided herein is subject to change at any time without prior notice.


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